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Do you regularly monitor your business bank balance before making financial decisions?
Yes
No
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Do you plan your expected cash inflows and outflows for at least the next 3 months?
Yes
No
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Do you maintain a cash reserve to handle unexpected business expenses?
Yes
No
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Do you review the current cash position of your business at least once every month?
Yes
No
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Are you confident about the current cashflow position of your business?
Yes
No
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Do you keep track of customers who have not yet paid their invoices?
Yes
No
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Do you set clear payment terms for your customers before starting business?
Yes
No
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Do you regularly follow up with customers when payments become overdue?
Yes
No
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Do most of your customers make payments within the agreed payment timeline?
Yes
No
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Do delayed customer payments affect the daily operations of your business?
Yes
No
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Do you review inventory at least once a month?
Yes
No
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Do you actively monitor slow moving or non-moving inventory?
Yes
No
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Is your inventory planning based on expected sales demand?
Yes
No
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Do you know the average time your stock stays in storage before being sold?
Yes
No
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Do most of your suppliers or vendors provide you with a credit period for payments?
Yes
No
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Do you plan vendor payments in advance instead of paying only when they become due?
Yes
No
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Do vendor payment obligations sometimes create pressure on your business cashflow?
Yes
No
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Do you clearly understand your loan repayment schedule and EMI commitments?
Yes
No
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Do you review your loan terms and borrowing costs from time to time?
Yes
No
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Are your business loans primarily used for growth rather than covering short term cash shortages?
Yes
No
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Do you maintain updated financial records for your business?
Yes
No
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Do you regularly review financial reports such as profit, expenses, and cashflow statements?
Yes
No
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Do you seek professional financial advice when making important business decisions?
Yes
No
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Do you check whether your business profits align with the actual cash available?
Yes
No
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Do you believe your business is financially prepared to handle sudden challenges?
Yes
No
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